Why do I feel financial stress as an entrepreneur, even when I’m making a profit?

Because profit and cash flow are not the same thing. You can show a profit on paper while your cash position is negative due to late payments, stock build-up or unexpected costs. That leads to stress and uncertainty. The offices of PIA Group and PIA Advisory experts help you understand the difference between profit and liquidity so you can make better-informed decisions.

How can I gain more insight into my figures as an entrepreneur?

Financial insight starts with clear reporting tailored to your business. No jargon or endless spreadsheets but understandable dashboards and practical explanations. PIA Group offices and PIA Advisory experts translate your numbers into concrete insights so you know where you stand and what you can handle.

What is a cash flow plan and why do I need one?

A cash flow plan shows how much money is coming in and going out, and when. It helps you avoid unpleasant surprises, time your investments properly and make decisions with confidence.

How do I know if I can afford an investment?

By analysing your cash position, fixed costs and future revenues in a concrete scenario.

I run my business on gut feeling. Why do I need a financial planning?

Your gut instinct is valuable but figures help you back it up. Financial planning doesn’t mean locking everything down. On the contrary, it means creating space: for growth, for reserves, for well-considered choices. Our experts help you plan in a way that suits your business, without losing flexibility.

When should I call in an external financial expert?

As soon as you notice you don’t have enough grip on your figures, feel stressed about decisions or have plans to invest or grow. You don’t need to be a major player, SMEs and solo entrepreneurs can also benefit greatly from strategic financial advice.

How often should I review my figures to maintain peace of mind?

Ideally, you should check your cash position, income and expenses at least once a month. With a good reporting system and guidance from our experts, this can be done quickly and efficiently without taking up much of your own time.

How do you achieve financial peace of mind as an entrepreneur?

Financially healthy ≠ financially worry-free

Many entrepreneurs achieve strong results and still feel insecure because profit isn’t synonymous with peace of mind. You can run a profitable business and still lie awake worrying about money, not because your company is underperforming but because you lack a clear overview.

When can you expect incoming payments? What payments are still due? Can I make that purchase? Should I invest now or wait until next quarter? Without a clear view of your financial situation, every decision becomes a gamble. And that drains your energy.

The importance of insights

Financial peace of mind starts with knowing where you stand. Not through bulky reports or endless spreadsheets, but in plain language: What’s coming in? What is going out? How much do I really have left? When will I run out of cash? And how far am I from building a buffer that works for me?

Once you understand the key figures, space opens up. You make decisions with greater confidence and, above all, you feel more assured in your role as business owner.

I want more financial peace of mind

Not relying on gut feeling but planning ahead

Good entrepreneurs have strong instincts but that's no excuse to fly blind. On the contrary, the more you plan, the more you can trust your gut feeling at the right moment.

A financial outlook helps you see what’s on the horizon: think of a cash flow projection or a simple quarterly plan. Which costs clash with which expenses? When is investing a good idea and when is it wiser to hold back some margin? As soon as you can anticipate instead of react, much of your stress will fall away.

We’ll be happy to assist you!

Feeling overwhelmed just thinking about this? Don’t worry, you don’t have to figure it all out on your own. At PIA Group, our accountancy firms and PIA Advisory experts support entrepreneurs who are looking for financial peace of mind but lack the time or expertise to dive deep into the numbers themselves.

We help you not only to understand your figures but also to put them to good use. So don’t expect dry reports but a transparent plan: an overview of where you stand, where the risks lie and how you can build step by step towards stability, margin and room for growth.

Together, we draw up cash flow forecasts, analyse your cost structure and provide strategic advice on investments, recruitment or restructuring. All of this in plain language, backed by expertise in your industry and your reality.

In short, we are your co-pilot. You’re at the controls while we keep an eye on the dashboard.